For UK adult creators · text only · 18+
OnlyFans expenses
OnlyFans expenses, for your own records, start with the 20% the platform keeps. That money never arrives in your bank. Your statements show the gross fan payment and your 80% share. Keep both.
OnlyFans business expenses beyond that fee are whatever GOV.UK allows a sole trader to claim, such as equipment and allowable home costs, if they pass HMRC's tests. This page does not invent a percentage of your rent. Check the live expenses guidance, and keep receipts.
Why the fee matters in the books
If a fan pays 10 US dollars, you are not paid 10. You are paid 8, before a chargeback or a bank conversion. Record the fee and the net. A later chargeback can remove the creator share of that payment. That is a reduction, not a new invoice you send to HMRC yourself.
Questions people ask
Can I claim the 20% as well as the net?
You should not count the same pound twice. Record what fans paid and what you actually received. An accountant, not this page, decides the boxes.
Related reading
Sources
Checked 29 Oct 2026. This is not tax, benefits or legal advice.